Yes. LifeExec Advantage Wellness Essential, Mental Health, and Protect programs covers you, your spouse, and any dependents up to 26 years old. No extra cost. No hidden fees.

LifeExec Advantage Wellness Signature and Advantage Wellness Premium have family plan options that include member, spouse, and up to seven dependents up to 26 years old.

LifeExec Advantage programs have a $0 deductible. All programs are designed to provide the cost before the appointment. There's a $10 visit fee for primary care, $25 visit fee for urgent care, and $10 visit fee for chronic disease specialists.

Please note that our benefits do not cover any out-of-network provider visits or offer reimbursement for such visits. We understand the importance of accessing quality healthcare, which is why we have a vast network of providers available to our members. By staying within the network, our members can take advantage of negotiated rates and cost savings while receiving top-notch care.

Note: Urgent Care, Emergency Room, and all other services under the Accident program  are offered as an indemnity program. Members can use this benefit at any location in the US.

The network is physician-owned. It includes +15,000 doctors throughout the US and grows every month. The physicians do not publish a list, like traditional PPOs, to reduce unwanted calls, prevent walk-ins, and the eliminate patient frustration. Instead, healthcare concierge have direct access to physician calendars so they know which doctors are currently seeing new patients and have availability on their schedules. The result is a streamlined process that gets members to the best physicians within 24-48 hours. 

Our Hybrid Insurance programs strategically introduce insurance coverage to protect you from unforeseen and costly medical bills. Each year, more and more healthcare providers are moving to direct client relationships. LifeExec is the future of affordable healthcare.

Any US-based urgent care, emergency room, and licensed medical facilities can provide accident care. Services under the Accident program are offered as an indemnity program. Members are reimbursed for related expenses. Payments are typically distributed within 5-7 days of submission.